Account holders can link their bank accounts with Aadhaar online by visiting the website. The process is very simple and quick. There is no need of any document for availing this service. You have to follow these steps to link Kotak Mahindra bank with Aadhaar online:

• It is a three-step process
• Authenticate your identity using your mobile number, date of birth or CRN
• Send the OTP to your mobile number
• Provide this OTP in the next screen to authenticate
• Enter your account number
• Enter your 12-digit Aadhaar number
• Click on Submit button
• Your Aadhaar will be linked instantly
• You will get a confirmation message on successful Aadhaar linking

Customers who operate their bank accounts through internet banking can seed Aadhaar with their bank accounts through this service as well. No fee is charged from the customer for this service. Here’s what you need to do to link your Kotak Bank account with Aadhaar through internet banking:

• Login to your Kotak Mahindra Bank netbanking account
• Click on “Quick Links” tab
• Select “Banking” and click on ‘Profile/Update Contact Details’
• Now click on “Update your Aadhaar” option
• Enter your Aadhaar number in the space provided
• Click on Submit
• Your Aadhaar will be linked with your bank account

Kotak Bank customers can link their accounts with Aadhaar through SMS as well. The SMS sent to avail this facility is free of cost. The process is instant and simple. You have to keep these points in mind while linking your Kotak Mahindra Bank account with Aadhaar:

• Type a message <AADHAAR><space><12-digitAadhaar number><space><Last 4 digits of Account Number>
• Send this message to 5676788
• Your Aadhaar will be linked with your account instantly
• You will get a confirmation mail on successful Aadhaar linking
• However, your mobile number should be registered with the bank to avail this facility
• In case your number is not registered, you have to get it registered first with the bank
• Your message is free of cost and you do not have to pay for it

People having an active mobile banking account can link Aadhaar through the mobile app as well. The process is quick and you do not have to pay any charge for it. You should follow these steps to link your Kotak Mahindra Bank account with Aadhaar through mobile banking:

• Login to your mobile banking account
• Go to “Profile” sub-menu
• Click on “Aadhaar Update” option
• Enter your Aadhaar number twice
• Click on the “Submit” button
• Your Aadhaar will be linked with your bank account instantly
• You will get a confirmation through SMS

Account holders can directly visit the bank and fill the form to link their bank account with Aadhaar offline. You have to carry a self-attested copy of Aadhaar along with the original Aadhaar card. Follow these steps to link your bank account with Aadhaar offline by visiting the branch:

• Visit a nearby Kotak Mahindra Bank
• Fill the Aadhaar Seeding form available in the bank
• Attach a self-attested copy of your Aadhaar card
• Submit the form to the bank executive
• Provide your original Aadhaar for verification
• The executive hands over a receipt along with your original Aadhaar
• Your Aadhaar will be linked with your bank account